We Fund Deals. We Build Partnerships.

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​DSCR Loans — Cash-Flow Based Financing💡 Why Investors Choose DSCR Loans📊 Qualify on Property Cash Flow
Approval based on rental income — not personal income

📄 No Income Documentation
No tax returns, W-2s, or pay stubs required

🏦 Investor-Friendly Underwriting
Built for scaling portfolios, not one-off deals

💰 Competitive LTV Options
Up to 75% LTV, depending on DSCR and asset type

🔁 Purchase or Refinance
Acquire new rentals or pull cash out to reinvest
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🌎 Nationwide Program
Available in most U.S. markets

CALL US TODAY FOR A LOAN QUOTE!
(833)900-FUND
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Purchase and Refinance Flyer
File Size:	134 kb
File Type:	pdf

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Purchase and Refinance Quote Form
File Size:	384 kb
File Type:	pdf

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Purchase and Refinance Doc's needed
File Size:	132 kb
File Type:	pdf

Download File

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​🧱 Eligible Property Types

• Single-family rentals
  
• Condos & townhomes
  
• 2–4 unit residential
  
• Short-term rentals (case-by-case)
  

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What We Focus On📈 DSCR Ratio & Market Rents
Strong income relative to debt service
📍 Location & Demand
Rental stability and long-term viability
🏠 Property Condition
Move-in ready or stabilized assets

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What We Focus On📈 DSCR Ratio & Market Rents
Strong income relative to debt service
📍 Location & Demand
Rental stability and long-term viability
🏠 Property Condition
Move-in ready or stabilized assets

​ The ECF Advantage⚡ Streamlined Approvals
Efficient underwriting designed for investors
🧩 Flexible Structures
Tailored to your portfolio and growth plan
🔴 No Bank Red Tape
Private capital, clear expectations

We Promise You the Best ​

Our promise to you is giving you the BEST quality service and experience you deserve!

Access to Funding

We specialize in providing hard money loans and long term loans  to real estate investors nationwide. ​